AOMA Graduate School of Integrative Medicine

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Direct Unsubsidized Loans

Federal Direct Unsubsidized Loans are the primary form of federal aid available to graduate students. Direct Unsubsidized Loans accrue interest during the grace period and during periods of deferment, and the borrower is responsible for paying this interest. Payments on Direct Unsubsidized Loans may be deferred while the borrower is enrolled in an eligible program at least half-time (six credits); however, the interest on deferred Direct Unsubsidized Loans will be capitalized (added to the principal balance). Repayment of Direct Unsubsidized Loans begins at the end of the grace period. Direct Unsubsidized Loans are non-need-based loans and most borrowers qualify for them.

For more information about applying for direct loans, please click here.

For more information about loan limits and interest rates, please click here.